Services offered at Piedmont Credit Union
Checking Accounts
A checking account is a deposit account held at a financial institution that allows withdrawals and deposits. Also called demand accounts or transactional accounts, checking accounts are very liquid and can be accessed using checks, automated teller machines, and electronic debits, among other methods. A checking account differs from other bank accounts in that it often allows for numerous withdrawals and unlimited deposits,
Loadable Debit Cards
A reloadable debit card is a type of debit card in which individuals can put more money onto it much like a retail gift card. A reloadable debit card provides advantages to the owner of the card, such as increased safety, convenience, and the ability to utilize ATMs.
Online Banking
We now offer Online Banking at Piedmont Credit Union. Just another way that we are striving to provide the best banking experience possible.
Gift Cards
A gift card is a prepaid debit card that contains a specific amount of money available for use for a variety of purchases. They are the perfect gift for that person on your list that has everything.
Certificate of Deposit
A certificate of deposit (CD) is a savings account that holds a fixed amount of money for a fixed period of time, such as six months, one year, or five years, and in exchange, the issuing bank pays interest.
Savings
Primary Accounts: Required for membership. A balance of $25.00 balance must be maintained at all times in order to obtain a loan, or purchase discount tickets.
Multiple Accounts: Can be used for specific purposes to help with budgeting and savings
Loans
Signature Loans: For when you want it! or when you need it! Maximum amount per person $5000.00
Vehicle Loans: Low rates, easy terms giving you a payment you can afford on models as far back as 15 years old.
Recreational Loans: Includes boats and campers.
Share Secured Loans: Use all or part of your savings to secure a loan at a reduced rate. Must maintain 100% of loan balance.
Motorcycle Loans: New & Used as far back as 15 years old.
Quarterly Newsletter
The Quarterly Quote is a newsletter sent with your quarterly statement. It contains any rate changes, events, or promotions we may be offering in the upcoming quarter.
Vacation Club
Save for a much needed vacation each year, checks are issued the first of July.
