Privacy Policy
What does Piedmont Credit Union do with your personal information?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Social Security Number and Account Balances
- Credit History and Employment Information
- Income and Payment History
When you are no longer our customer, we continue to share your information as described in this notice.
All financial companies need to share member’s personal information to run their everyday business. In the section below, we list the reasons financial companies can share their member’s personal information; the reasons Piedmont Credit Union chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information.
Does Piedmont Credit Union share?
Can you limit this sharing?
For our everyday business purposes…
such as to process your transactions, maintain your account(s),
respond to court orders and legal investigations, or report to
credit bureaus
Yes
No
For our marketing purposes…
to offer our products and services to you
Yes
No
For joint marketing with other financial companies
Yes
No
For our affiliates’ everyday business purposes –
information about your transactions and experiences
No
We do not share
For our affiliates’ everyday business purposes –
information about your credit worthiness
No
We do not share
For nonaffiliates to market to you
No
We do not share
Questions? Call 704-873-6400 or go to our office
Who we are
Who is providing this notice?
Piedmont Credit Union
What we do
How does Piedmont Credit Union protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Piedmont Credit Union collect my personal information?
We collect your personal information, for example, when you open an account or apply for a loan
Why can’t I limit all sharing?
Federal law gives you the right to limit only
- sharing for affiliates’ everyday business purposes – information about your creditworthiness
- affiliates from using your information to market to you
- sharing for non-affiliates to market to you
States laws and individual companies may give you additional rights to limit sharing
Definitions
Affiliates
Companies related by common ownership or control. They can be financial and non-financial companies.
- Piedmont Credit Union does not share with our affiliates
Joint marketing
A formal agreement between nonaffiliated financial companies that together market financial products or services to you
- Piedmont Credit Union does not jointly market
Nonaffiliates
Companies related by common ownership or control. They can be financial and non-financial companies.
- Piedmont Credit Union does not share with our nonaffiliates so they can market you