Piedmont Credit Union
Piedmont Credit Union is a state chartered, federally insured community credit union. We have been serving members in Iredell County since 1981. Membership in Piedmont Credit Union requires the completion of an account card, 2 forms of identification, you must live or work in Iredell county or be an immediate family member of a current member, and a $25.00 deposit.
Loan Rates (*APR)
2021-2020 Models 4.00% 72 months
2020-2015 Models 4.50% 72 months
2014-2010 Models 6.00% 60 months
2009-2005 Models 6.50% 48 months
New Recreational 6.50% 72 months
Used Recreational 7.50% 72 months
New Motorcycles 7.00% 72 months
Used Motorcycles 7.50% 72months
Signature Loans 15.0% 72 months
Shared Secured 5.00% 120 months
Piedmont Credit Union Update on CoVID-19
What we are doing:
• We have implemented extra cleaning and disinfection protocols for all surfaces around the office.
• We are asking any of our staff with fever/cough/new shortness of breath or direct exposure to anyone else with these symptoms to remain at home.
• Once you sign for your check or complete paperwork please take your pen with you.
What we ask for you to do:
• Please call and have someone pickup your check for you if you have a fever/cough/unexplained shortness of breath or have been directly exposed to anyone else who has these symptoms.
• Please wash your hands with soap and water for 20+ seconds.
• Please limit extra family members/friends in the lobby with you
• Thank you for your continued support.
Please continue to protect yourself and follow all profession and medical guidelines.
We will continue to monitor all protocol and will update our members as necessary
We Are Moving!!
We will open at our new location : 1913 West Front Street on April 6, 2020 our current office will be closed on April 3rd to move computer system
We will be open for drive through service only due to the COVID-19 outbreak. We ask that you call ahead to have checks ready and any paper work you may need to sign, Loans will be by appointment only, with most paperwork handled through email or through the drive through, final signing will be in office by appointment only.
Our Annual Meeting has be cancelled and will be rescheduled at a later date. We will update all members as soon as we have the all clear.
We understand you’re saving for all different life events: retirement, a house or simply to build wealth.
Tips for saving money:
Save windfall income – Any unexpected money such as income tax return money.
Collect loose change and deposit it in the bank – Use a piggy bank and deposit its contents when its full.
Try frugality – Purchase cheaper off brand items and save money.
Break a habit – Try doing one less expensive venture a week and apply that money to your savings.
Save lunch money – According to a study by Forbes Magazine, Americans on average spend $1000 annually on going out to lunch. Bring your lunch to work and invest that $1000 in yourself.
Have a “buy nothing week”.
Compare costs of major items before purchasing anything – Do your due diligence, shop around before making major purchases.
Use coupons – Coupons are a great way to reduce living expenses.
Sources: InCharge Debt Solutions and the Federal Trade Commission
We have over 30 years experience providing financial services.
A young, enthusiastic team of advisers are always here to help.
Our savings and loan specialists ensure you get the optimum results.
For expert savings and loan advice you can trust
Piedmont Credit Union!
Loan Application Today
Do you have questions about completing your loan application? Send us an email, or phone (704) 873-6400 between 9:00 and 5:00 Monday to Friday — we would be delighted to speak.