Piedmont Credit Union
Piedmont Credit Union is a state chartered, federally insured community credit union. We have been serving members in Iredell County since 1981. Membership in Piedmont Credit Union requires the completion of an account card, 2 forms of identification, you must live or work in Iredell county or be an immediate family member of a current member, and a $25.00 deposit.
Loan Rates (*APR)
2021-2020 Models 4.00% 72 months
2020-2015 Models 4.50% 72 months
2014-2010 Models 6.00% 60 months
2009-2005 Models 6.50% 48 months
New Recreational 6.50% 72 months
Used Recreational 7.50% 72 months
New Motorcycles 7.00% 72 months
Used Motorcycles 7.50% 72months
Signature Loans 15.0% 72 months
Shared Secured 5.00% 120 months
Piedmont Credit Union Update on CoVID-19
What we are doing:
Our Lobby is now open!
We are allowing 2 members in the lobby at a time, we have sanitizer that we are asking you to use before approaching the service counter.
We have the lobby sectioned off to allow for social distancing and one way enter and exit
We have service counter guards in place to protect members and staff
Mask are permitted , however you maybe asked to remove it for us to identify you, prior to entering the lobby
We are asking that if you feel sick or have a fever , shortness of breath or a cough that you please refrain from coming in the lobby
Both lanes of our drive thru will remain open
• We have implemented extra cleaning and disinfection protocols for all surfaces around the office.
• We are asking any of our staff with fever/cough/new shortness of breath or direct exposure to anyone else with these symptoms to remain at home.
• Once you sign for your check or complete paperwork please take your pen with you.
Please continue to protect yourself and follow all profession and medical guidelines.
We will continue to monitor all protocol and will update our members as necessary
Annual Meeting Update:
June 16,2020 11:00am
Due to the Governors restrictions for gatherings under phase 2 we are not allowed to have our normal annual meeting
We are required by our regulators to have our meeting no later than June 30 of each year
with that being said we are having a teleconference annual meeting this year.
We are asking for members to call the office to get the information to access the call.
We are needing a minimum of 25 people to call in for our meeting to qualify it will only take at most 30 minutes of your time.
We would greatly appreciate you helping us meet our requirement for this year and we will celebrate once again next year!!!!
We are sorry for the inconvenience and will miss seeing everyone!!
We understand you’re saving for all different life events: retirement, a house or simply to build wealth.
Tips for saving money:
Save windfall income – Any unexpected money such as income tax return money.
Collect loose change and deposit it in the bank – Use a piggy bank and deposit its contents when its full.
Try frugality – Purchase cheaper off brand items and save money.
Break a habit – Try doing one less expensive venture a week and apply that money to your savings.
Save lunch money – According to a study by Forbes Magazine, Americans on average spend $1000 annually on going out to lunch. Bring your lunch to work and invest that $1000 in yourself.
Have a “buy nothing week”.
Compare costs of major items before purchasing anything – Do your due diligence, shop around before making major purchases.
Use coupons – Coupons are a great way to reduce living expenses.
Sources: InCharge Debt Solutions and the Federal Trade Commission
We have over 30 years experience providing financial services.
A young, enthusiastic team of advisers are always here to help.
Our savings and loan specialists ensure you get the optimum results.
For expert savings and loan advice you can trust
Piedmont Credit Union!
Loan Application Today
Do you have questions about completing your loan application? Send us an email, or phone (704) 873-6400 between 9:00 and 5:00 Monday to Friday — we would be delighted to speak.