9:00 – 5:00

Monday to Friday

1913 W. Front Street

Statesville, NC 28677

9:00 – 5:00

Monday to Friday

1913 W. Front Street

Statesville, NC 28677

Piedmont Credit Union
Calculating Saved Money

Welcome to
Piedmont Credit Union

Piedmont Credit Union is a state chartered, federally insured community credit union. We have been serving members in Iredell County since 1981. Membership in Piedmont Credit Union requires the completion of an account card, 2 forms of identification, residency or employment in Iredell county, or be an immediate family member of a current member, and a $25.00 deposit.

Loan Rates (*APR)

2025-2024 Models     up to 7.50%   72 or 84 months
2023-2018  Models     up to 7.25%   72 months
2017-2014 Models     up to 7.00%    60 months
2013-2009 Models    up to 6.75%   48 months
New Recreational      5.50%        72 months
Used Recreational    6.50%        72 months
New Motorcycles     6.00%       72 months
Used Motorcycles    6.50%       72months
Signature Loans     15.0%       72 months
Shared Secured     5.00%     120 months
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Potential Changes to Operational Hours

For Friday 9/27/2024

Due to the potential for heavy rain and winds associated with Hurricane Helene

the credit you may operate on a delayed opening on Friday

Please call the office before coming to verify if we are open or follow us on Facebook for updates

Thank you and we are sorry for any inconvenience. Every stay safe!

Follow us on Social Media:

Online Banking at PCU is now available for our customers!

To enroll or login, click here. 

Below you will find buttons to take you to the App Store or Google Play to download the Piedmont Credit Union App for your phone. Banking right at your fingertips has never been easier.

Financial Management 

We understand you’re saving for all different life events; retirement, a house, or simply to build wealth.

Tips for saving money:
  • Save windfall income – Any unexpected money such as income tax return money.
  • Collect loose change and deposit it in the bank – Use a piggy bank and deposit its contents when its full.
  • Try frugality – Purchase cheaper off brand items and save money.
  • Break a habit – Try doing one less  expensive venture a week and apply that money to your savings.
  • Save lunch money – According to a study by Forbes Magazine, Americans on average spend $1000 annually on going out to lunch. Bring your lunch to work and invest that $1000 in yourself.
  • Have a “buy nothing week”.
  • Compare costs of major items before purchasing anything – Do your due diligence, shop around before making major purchases.
  • Use coupons – Coupons are a great way to reduce living expenses.
Sources: InCharge Debt Solutions and the Federal Trade Commission
Piedmont Credit Union

Why Choose Us?

Experienced

We have over 30 years experience providing financial services.

Vibrant

A young, enthusiastic team of advisers are always here to help.

Professional

Our savings and loan specialists ensure you get the optimum results.

For expert savings and loan advice you can trust;
Piedmont Credit Union!

Download a
Loan Application Today

Do you have questions about completing your loan application? Send us an email, or phone (704) 873-6400 between 9:00 and 5:00 Monday to Friday — we would be delighted to speak.

Note: Your details are kept strictly confidential as per our Privacy Policy.
Piedmont Credit Union
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