Piedmont Credit Union
Piedmont Credit Union is a state chartered, federally insured community credit union. We have been serving members in Iredell County since 1981. Membership in Piedmont Credit Union requires the completion of an account card, 2 forms of identification, residency or employment in Iredell county, or be an immediate family member of a current member, and a $25.00 deposit.
Loan Rates (*APR)
2023-2022 Models up to 7.50% 72 or 84 months
2021-2017 Models up to 7.25% 72 months
2016-2012 Models up to 7.00% 60 months
2011-2007 Models up to 6.75% 48 months
New Recreational 5.50% 72 months
Used Recreational 6.50% 72 months
New Motorcycles 6.00% 72 months
Used Motorcycles 6.50% 72months
Signature Loans 15.0% 72 months
Shared Secured 5.00% 120 months
The Supervisory Committee is Conducting a Verification of Member’s Accounts as of December 31,2022
Notice of this Verification will follow the mailing or receiving of your account statement.
If you have not received your statement for December 31,2022, please contact us for instructions and contact information
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Online Banking at PCU is now available for our customers!
To enroll or login, click here.
Below you will find buttons to take you to the App Store or Google Play to download the Piedmont Credit Union App for your phone. Banking right at your fingertips has never been easier.
We understand you’re saving for all different life events; retirement, a house, or simply to build wealth.
Tips for saving money:
Save windfall income – Any unexpected money such as income tax return money.
Collect loose change and deposit it in the bank – Use a piggy bank and deposit its contents when its full.
Try frugality – Purchase cheaper off brand items and save money.
Break a habit – Try doing one less expensive venture a week and apply that money to your savings.
Save lunch money – According to a study by Forbes Magazine, Americans on average spend $1000 annually on going out to lunch. Bring your lunch to work and invest that $1000 in yourself.
Have a “buy nothing week”.
Compare costs of major items before purchasing anything – Do your due diligence, shop around before making major purchases.
Use coupons – Coupons are a great way to reduce living expenses.
Sources: InCharge Debt Solutions and the Federal Trade Commission
Why Choose Us?
We have over 30 years experience providing financial services.
A young, enthusiastic team of advisers are always here to help.
Our savings and loan specialists ensure you get the optimum results.
For expert savings and loan advice you can trust;
Piedmont Credit Union!
Loan Application Today
Do you have questions about completing your loan application? Send us an email, or phone (704) 873-6400 between 9:00 and 5:00 Monday to Friday — we would be delighted to speak.