Piedmont Credit Union
Piedmont Credit Union is a state chartered, federally insured community credit union. We have been serving members in Iredell County since 1981. Membership in Piedmont Credit Union requires the completion of an account card, 2 forms of identification, you must live or work in Iredell county or be an immediate family member of a current member, and a $25.00 deposit.
Loan Rates (*APR)
2020-2019 Models 4.50% 72 months
2019-2014 Models 4.99% 72 months
2013-2009 Models 6.50% 60 months
2008-2004 Models 6.99% 48 months
New Recreational 6.50% 72 months
Used Recreational 7.50% 72 months
New Motorcycles 7.00% 72 months
Used Motorcycles 7.50% 72months
Signature Loans 15.0% 72 months
Shared Secured 5.00% 120 months
New Loan Processing Service
Priority Processing–We will move you to the head of the line
Get you loan decision and closing in just an hour!!!!
Signature Loan fee-$35.00
Auto Loan fee-$50.00
Fees are non-refundable and do not guarantee approval!!!
Good Friday-April 19,2019
Memorial Day -May 27,2019
Independence Day – July 4,2019
We understand you’re saving for all different life events: retirement, a house or simply to build wealth.
Tips for saving money:
Save windfall income – Any unexpected money such as income tax return money.
Collect loose change and deposit it in the bank – Use a piggy bank and deposit its contents when its full.
Try frugality – Purchase cheaper off brand items and save money.
Break a habit – Try doing one less expensive venture a week and apply that money to your savings.
Save lunch money – According to a study by Forbes Magazine, Americans on average spend $1000 annually on going out to lunch. Bring your lunch to work and invest that $1000 in yourself.
Have a “buy nothing week”.
Compare costs of major items before purchasing anything – Do your due diligence, shop around before making major purchases.
Use coupons – Coupons are a great way to reduce living expenses.
Sources: InCharge Debt Solutions and the Federal Trade Commission
We have over 30 years experience providing financial services.
A young, enthusiastic team of advisers are always here to help.
Our savings and loan specialists ensure you get the optimum results.
For expert savings and loan advice you can trust
Piedmont Credit Union!
Loan Application Today
Do you have questions about completing your loan application? Send us an email, or phone (704) 873-6400 between 9:00 and 5:00 Monday to Friday — we would be delighted to speak.